You probably can not find any homes like that.
99.99 percent of home loans have a ';due on sale'; clause which means the loan must be paid off when the home is sold.Where would I find homes for sale that offer a wrap-around mortgage?
A wrap around mortgage can ONLY be used if you currently own a home, and it uses the equity of your EXISTING home to ';pay'; the mortgage monthly so you can purchase another property.
What property you buy doesn't matter...it's up to you to figure out the financing, not the sellers.
I would highly caution you against doing that type of loan. If your house doesn't sell, and the equity gets used up, then the bank will foreclose on BOTH houses...and I can't even tell you how badly your credit will be damaged with a multiple foreclosure on your credit....beyond repair.
If you can't sell the house, you can't afford to buy another one.
Not in this market.
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